Coverage without theatre

What works now.
What remains gated.

“Designed,” “sandbox-connected,” “provider-certified,” and “live” are different states. This page keeps them different.

Zimbabwe · ZW cell

Rail readiness

Updated 24 July 2026 · repository implementation state. Partner and live evidence must be independently refreshed before any launch claim.

RailCurrent stateNext evidence
PerionPayments deterministic simulatorSandbox connected

Six-stage internal certification harness and merchant test journey available.

EcoCashAdapter ready · certification held

Provider pack required. Legacy USD initiate/query/callback code is implemented. A signed pack, provider sandbox, refunds, reconciliation, staging, and bank-reconciled pilot remain required.

OneMoney / InnBucksSequence decision required

Choose from real payer mix, obtain the selected provider pack, then run the same certification contract.

Zimswitch / ZIPITBank and switch track

Commercial agreement, technical pack, certification environment, and bank settlement evidence.

Cards / iVeri or bank hostPCI and provider decision

Acquirer route, PCI scope decision, 3DS/callback contract, disputes, and settlement proof.

ZW

Zimbabwe

Build cell · sandbox available

Provider-neutral core, dashboards, sandbox rail, ledger, reconciliation, settlement controls, and certification tooling are implemented. Live rails remain gated.

ZA

South Africa

Roadmap · not live

Country-cell shape is defined. Local legal entity, regulatory, bank, Ozow/PayShap or other provider contracts, and certification are not complete.

ZM

Zambia

Roadmap · not live

MTN MoMo/Airtel Money candidates are architectural vocabulary, not active integrations.

BW

Botswana

Roadmap · not live

Local partner, regulatory, banking, and provider packs have not yet closed.

No logo before conformance.

A payment rail or commerce platform is promoted as supported only after its named conformance suite and external approvals are evidenced. Shopify, WooCommerce, wallets, switches, and banks are not implied partners by their appearance in the roadmap.

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